Simple tools, clear explanations and better decisions for the money problems that actually affect everyday life.
Budget Wizard helps you understand, plan and improve your finances, whether you're managing bills, saving for a home, dealing with debt or thinking about refinancing.
Popular calculators
Important Calculator results are estimates for education and comparison. They are not personal financial advice and may not include every fee, tax rule or lender condition.Calculate a personal loan monthly payment, total interest, fees and the effect of making extra repayments.
Calculate →Project how a starting balance and regular monthly deposits could grow with compound interest and compare the result with a savings target.
Calculate →Estimate residential Stamp Duty Land Tax for England and Northern Ireland using the current dated rate configuration.
Calculate →Compare debt snowball and avalanche strategies using each balance, APR, minimum payment and your total monthly debt budget.
Calculate →Estimate annual, monthly and weekly take-home pay after Income Tax, employee National Insurance, pension contributions and student loan deductions.
Calculate →Map monthly take-home income against essential costs, debt, lifestyle spending, savings and custom budget lines.
Calculate →▣ Latest articles
Bills & Subscriptions
Subscriptions are not bad, but every recurring payment needs to earn its place. This guide gives you a simple way to decide whether your subscri…
Redundancy & Job Loss
You cannot always stop redundancy, but you can prepare your finances. This guide explains the practical steps to take before income is at risk.
Redundancy & Job Loss
Redundancy is a career shock and a cash-flow shock. This guide helps you understand your money position before, during and after job loss.
🪄 Why choose Budget Wizard?
No jargon. No judgement. Just clear explanations.
Get useful answers quickly with calculators and guides.
Built around the decisions UK households actually face.
From first budgets to remortgaging and planning ahead.
Start with the problem
Important Budget Wizard helps you explore options and understand trade-offs. It does not recommend a specific financial product or provide regulated personal advice.You do not need to know the name of the calculator or financial term. Start with your situation and explore the most useful tools, guides and next steps.
Rates, remortgaging and what you can afford.
Repayment plans and borrowing decisions.
Make the month work and build a buffer.
Understand monthly cost and total borrowing.
Reduce pressure from essential household costs.
