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Cars & Transport guides
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4 articles
How Much Should You Spend on a Car? A Better Rule Than a Salary Percentage
There is no magic salary percentage that makes a car affordable. A better test starts with your spare monthly cash, the savings you need to protect and the full cos…
Cash, HP or PCP? How to Compare a Car Without Being Fooled by the Monthly Payment
Cash, hire purchase and PCP move the cost around in different ways. Compare deposit, monthly payment, interest, final payment, ownership and the cash buffer you giv…
What Does a Car Really Cost? Depreciation, Finance, Fuel and the Bills People Forget
The price tag is only the starting point. The true cost of a car includes the value it loses, finance interest, insurance, tax, fuel, servicing, tyres, MOT and park…
Should You Use Savings as a Car Deposit?
A bigger car deposit can reduce borrowing, but using too much cash can leave you exposed to the next repair, job shock or household bill. Here is how to find the tr…
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