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Mortgages
Model affordability, repayments, remortgaging and the impact of overpaying.
Mortgage Repayment Calculator
Estimate monthly mortgage repayments, total interest, loan-to-value and the difference between repayment and interest-only borrowing.
Mortgage Affordability Calculator
Estimate a cautious borrowing range using household income, deposit, debts, an income multiple and a stressed payment cap.
Remortgage Calculator
Compare your current mortgage payment with a proposed new rate, term and switching costs, including an indicative fee break-even point.
Mortgage Overpayment Calculator
Estimate how monthly overpayments and lump sums could reduce mortgage interest and shorten the repayment term.
House Deposit Calculator
Calculate the deposit needed for a target property price and LTV, add buying costs, and estimate how long your current saving plan could take to reach the cash target.
Loan-to-Value Calculator
Calculate mortgage loan-to-value, home equity and how much a lump-sum payment could move you towards the next common LTV band.
Interest-Only vs Repayment Mortgage Calculator
Compare repayment and interest-only mortgage payments, total interest and the separate monthly saving that may be needed to build a capital-repayment plan.
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